I'm also a Geico customer. I've had them for almost 2 years now. I also just very recently was involved in an auto accident which wasn't my fault, though it hasn't been resolved yet so I'll have to report on that when that is completely resolved. So far, Geico has been notably less expensive than my previous insurer, Allstate, to the tune of almost half of what I was paying at the time. I haven't been price shopping in a couple years, but once the accident is behind me completely, I'll be checking again. Ultimately though, all insurance sucks until you come to a scenario where you need it, ie, an auto accident or theft or whatever. In most states, it's required by law to own a car, so, until you're in an accident or have a claim to make, the cheapest is the best. Once you have a claim to make, there's all kinds of things to consider, which right now, I can't answer due to inexperience. I will say that reporting my claim and the handling process has been pretty hassle-free so far, but again, I'm not out of the woods yet, so we shall see.